Distressed Homeownership Review
Review Options & Create A Plan To Protect & Keep Your Home
James Rivera
Keller Williams Realty
DRE: 00956491
Distressed?
Let's Review Options To Keep Your Home
Homeownership Distress may be due to:
- Unemployment
- Increase in home & family expenses
- Major home repairs
- Divorce
- A disability
- Death in the family or
- Any significant financial challenge.
Missed a mortgage payment & have received a notice from your lender? Let’s review these and other options to keep your home or walk away with dignity:
- Work with your lender to pay what is past due
- Loan Modification to renegotiate the terms of your loan
- Sell your home at market value if you have enough equity to cover the mortgage and closing costs.
- Sell through a process termed a “Short Sale” if you owe more than the market value of the property.
- Foreclosure where the lender takes possession of the property
- Bankruptcy
If you are in a distressed situation the sooner you review your options the better it will be for your future! The time to act and review your options is now!
For immediate assistance or if you have an urgent issue: call or txt (Do not email) and we will review your situation and work together to create a plan that works for you.
Call or Txt for an immediate Response
Request Your No Fee No Obligation Homeownership Review In Just 3 Steps:
1. Call (858) 866-4002
2. Set an appointment
3. We will work together to customize a plan & review for you
Once we have completed your review, we can team up to bring your plan to life and help you:
Achieve your dream
Protect homeownership
Keep your home
Professional Teams We Work With To Help You Plan & Protect Homeownership
What option is best for you?
When we meet we will review your situation together so you can make an informed decision
Foreclosure
No permanent relief
Up to 7 years before you can buy a home
Most damaging to your credit score
Short sale
Permanent relief
You’re free of mortgage debt
Buy a home in as little as 2 years
Least damaging to your credit score
Loan Modification
Temporary relief
The original debt is still tied to you
Your payments can actually increase
Set your review date today!
Call, txt, email or submit your inquiry form to set your review date. We will take the time you need to make a plan that works for you!
(Do not email if you need immediate assistance or have an urgent issue)